Purchasing the auto insurance in Texas that is right for you can be confusing, especially for first-time buyers. By learning the basics on how to get the most for your money, you can save on your auto insurance and feel confident you have adequate coverage. TXINSURANCEPRO.COM and Travelers, a leading provider of auto insurance and homeowners insurance, offer these tips to lead you in the right direction when you purchase your car insurance Texas.

• Be a safe driver. Drivers with good driving records can save as much as 60 percent over drivers who cause accidents.
• Enroll in a driving class. Drivers who complete a state-approved defensive driving course, or drivers under the age of 21 who take a driver training course, could qualify for savings.
• Buy a car that includes safety features such as anti-lock brakes, alarms or other security features, airbags, and automatic seat belts.
• Choose a higher deductible (what you pay before your insurance policy kicks in), which can mean paying less for your policy.
• Eliminate unnecessary coverages. If you drive an older car with little cash value, consider eliminating “collision” or “comprehensive” coverage, which pays for damage to or theft of your car.
• Insure more than one car with the same company, and you may be eligible for savings.
• Insure your car and home with the same company. You could save money if you have more than one type of policy with the same insurance company (for example, an auto policy and a homeowners policy). The more good business you give the company, the more valuable you are as a customer.
• Look for low-mileage discounts if you car pool or do not put a lot of miles on your car annually.
• Check for student discounts such as a good student credit for maintaining a B average, or if a driver in your household is living away at school and not driving as much.
• Buy a safer car that will cost less to repair and less to insure.  Check crash-test reports, repair records and manufacturer recalls of any car you are considering.  A consumer protection magazine can be very useful or check car sites on the Internet.

Established in 2008, TXINSURANCEPRO.COM is an independent insurance agency offering a full range of insurance products including AUTO, HOME, LIFE,  and BUSINESS INSURANCE.

For information and quotes on insurance coverage, please visit

TXINSURANCEPRO.COM at 2695 Villa Creek Drive Suite 175, Dallas, Texas 75234 or call (214)717-4326.

About Travelers

Travelers insurance understands that life and business are inherently dynamic and that the best way to serve agents and policyholders is to deliver insurance that evolves to stay in-synch with life and business as they change. For more information on being in-synch, visit www.travelers.com.

The Travelers Companies, Inc. (NYSE: TRV) is a leading property casualty insurer selling primarily through independent agents and brokers. The company’s diverse business lines offer its global customers a wide range of coverage in both the personal and commercial settings, including automobile, homeowners, construction, small business, oil and gas, ocean marine, surety and management liability, global technology and public sector services. Travelers is a Fortune 100 company, with 2007 revenues of $26 billion and total assets of $115 billion. The company has approximately 33,000 employees.