From day one, you’ll tailor your policy to help protect your house and the personal items in your home. You’ll need the basic coverages that prepare you for an unexpected loss or damage, as well as the coverages that give you a valuable safety net for your investment.

As the years go by, you’ll continue to invest in your home. You may hire a contractor for a major renovation, or you may push up your sleeves for a weekend home improvement project. These enhancements may warrant a review of your earlier coverage selections. And many homeowners continue to acquire new valuables like jewelry and antiques that require added protection.