Builders Risk Insurance
Convenient and Flexible policy options Insured by nation’s leading property insurance solution for construction and Real Estate professionals. As a trusted partner, we look for Builders Risk Plans designed to meet more than a simple rate. we offer policies that meet most residential and commercial contractors; regardless of project size.
Protecting Flips and Construction Projects
Frequently Asked Builders Risk Policy Questions
In most cases, we can Rate, Quote, Issue, And Manage Policies Online within a few minutes.
Our carriers Insure Builders Risk Projects Up To $10,000,000 Online In Most Cases. Regardless Of Whether Project Is Residential, Commercial, New Construction, Remodeling Or Remodeling, Most Projects Will Meet Our Carrier Eligibility Requirements.
Absolutely, Our Carriers Understand Your Project Could Last A Few Months Or A Year Or Longer. So They Created Builders Risk Insurance Projects To Cover “One Shot” Projects That Last From 3-4 Months Up To A Year A Longer.
Our Insurance Providers Offer Innovative Coverage Options Designed For Construction Companies Of All Sizes. Many Coverages Are Baked Into Directly Into The Policy, Making It Easier To Increase An Already Robust Builders Risk Policy Offering.
No. Insurable Interest Is Insurable Interest. We Choose Insurance Companies That Have The Same Fundamental Philosophy. So, Regardless Of Whether You’re The Building Owner Or The Construction Company Owner, You Can Insure The Project
Some Of Our Carriers Will Send You And Invoice While Others Require Partial To Complete Payment Up Front that must be paid through your agent to get started.
- Materials
- Supplies
- Equipment on site, in transit or at other locations
What does builder's risk Cover?
Builders risk Insurance provides protection for your construction site against covered exposures. Subject to differences between insurance providers, builders risk insurance generally offers protection for the following:
- for theft and vandalism, along with additional coverages associated with vandalism and theft.
- soft costs,
- flood, windstorm,
- earthquake,
- ordinance and law,
- business income and extra expense.
Builders Risk polices may also provide additional coverage for damage to construction tools and material losses to business equipment including fencing, scaffolding, subdivision signs even landscaping.
Builders Risk does not include this
Generally, builders Risk insurance policies do NOT provide coverage for other coverages like general liability, and workers compensation. these policies and coverages must be purchased separately from builders risk insurance.
Most Common Purchasers of Builders Risk Insurance
In our experience, these tend to be the most common businesses and individuals that purchase builders risk insurance.
- Building Owners
- Construction Companies & builders
- General Contractors
- House Flippers
- Land Developers
- Investment Companies
- Retail Building Managers & Owners
- Schools & School districts