Article written by David W. Taylor
Accident insurance in Texas is extremely important. As the summer months turn towards fall, we are reminded of children returning to school and participating in sports. In my family, that means football!! While nobody wants to think about injuries to their children, facts prove otherwise. That got me to thinking about the importance of having Accident Coverage for my boys as well as my family.
The cost of hospitalization, emergency-room care and outpatient recovery can cost more than an average family earns in a month, yet millions of Americans are not prepared to pay for any expenses that major medical insurance does not cover.
While having a major medical plan is prudent, having a Texas accident plan is crucial. There are many benefits that are associated with having this type of coverage:
- Accident Insurance policy’s begins upon issuance: That means there are no waiting periods like disability insurance.
- Accident Insurance Benefits paid directly to you: Unlike health insurance which pays benefits to your hospital or doctor, benefits from an accident insurance policy are paid in addition to all other private insurance and are paid directly to you, or to whomever you choose.
- Peace of Mind: With a Texas accident insurance policy, you are protected 24 hours a day, every day of the year, both on and off the job.
- No Age Penalties: Generally, most accident policies have No reduction in accident benefits because of age or number of claims incurred.
- Personalized Coverage: Accident policies can be issued either for Individuals or for Family protection.
- Guaranteed Issue: Unlike major medical insurance, accident policies are generally accepted regardless of an applicant’s prior health.
- Accident Policies are EXTREMELY affordable: Most policies cost less per day than a large coffee from Starbucks!!
Accident Insurance Policy Features
Depending on the type of insurance and level selected, the following are some of the benefits which may be provided:
- Hospital Admission
- Emergency Room Treatment
- Ambulance/Transportation
- Treatment of Broken Bones
For more details regarding Texas accident insurance plans or any other health insurance products, you contact David Taylor at (972)423-9042 or by contacting him using the form below. For email inquiries, contact David Taylor @ DTaylor@taylormadeinsurance.info
Article written by David Taylor. David Taylor is a freelance writer and licensed insurance agent. He is the principal agent of Taylor Made Insurance Agency specializing in the fields of Life, Accident, and Health Insurance in Texas.